Reasons to Work with Dennis Kleinman & FEMBI

With a strong passion for the mortgage industry, I am proud to say that nearly 100% of my business is from referrals of satisfied clients, trusted financial advisers, and the most experienced realtors in South Florida. Your home will hold a lifetime of memories so I want to help you achieve peace of mind with ideal financing. Whether this is your first time buying a home or you are looking for other home loan options, I want to make the process simple and have you feel confident when making your choice by going through options that can be available for you based on your financial strategy.Home ownership is something you will think about a few times in your life but It hink about it every single day. This is not just my career; this is my passion. I am ready to work with you and give you the personalized attention that you deserve.

• Banks handle consumer loans, credit cards, home loans, depository transactions, financial services and a number of other business functions, whereas FEMBI specializes in home loans only.
• Banks generally hire less experienced loan officers. I know because I mana ged the mortgage departments of several South Florida Banks and National Banks. I’ve been in mortgage lending for over 45 years. This expertise enables me to properly structure your transaction so the process is as smooth as possible. Additionally, you can count upon me to review your full financial picture and make recommendations to help you make the right moves to save money.
• My business is 100% word of mouth referral so I must do an excellent job for you to perpetuate my business. Banks generate their business from their depository relationships and spending millions on advertising. There’s a huge difference in how you’re treated by us.
• In these current financial times, banks are forced to focus a significant amount of energy on compliance. We are certainly required to adhere to these requirements, but are adamant about preventing that from impacting our customer service.
• Banks use national appraisal firm s with thousands of appraisers nationwide.These appraisers are paid below market fees so the national appraisal management firm can earn the differential. Unfortunately, this frequently impacts their quality of work. We use only the best local appraisers so you are assured a fair appraisal based upon current market conditions.
• We offer a complete array of mortgage products – conventional, FHA, VA, reverse, foreign national and loans for those who banks will not help.
• My mission is to carefully guide you through the entire home loan process,so you feel confident as you make choices about the many options available for your financing strategy.

500 E Broward Blvd,Ste 2000
Ft Lauderdale, FL 33394-3000
305-992-8765
dennis.kleinman@fembi.com